Ever since college tuition escalated, more students are in debt now than ever. And to avoid the struggle of repaying loans from private lenders, they end up borrowing from the government. As of late 2019, borrowers owed the government more than $1.6 trillion. As an act of care to curtail student debt, the federal government […]
What Is Softloan- How It Works, Pros And Cons
A soft loan is a type of loan that features little or no interest rate and is offered majorly by governmental bodies especially to developing countries to help fund their needs. In this article, we have highlighted a few important tips and templates that will guide you on how to craft a good application letter […]
What is Ninja Loan? How It Works, Pros and Cons
The high-interest rate that accompanies taking loans makes it the last resort for many borrowers. Even with collaterals, assets, and well-paying jobs, getting a loan seems a herculean task. NINJA loan comes to the rescue for borrowers who do not have both collaterals or jobs. In fact, with no means of repaying your loans, you […]
What Is A No Doc Loan? Everything You Need to Know
What happens when a retiree, a contractor, or a professional investor wants to get access to a home loan? It may be quite difficult to provide all the documents they would need for the entire process. Now, this is where the No Doc loans come in. No doc loans allow requesters to gain access to […]
What is Thematic Investing? How it Works, Pros and Cons
For many such as myself, whenever I come across the word “thematic” as in Thematic investing, my cartography training as a geo-environmentalist before my foray into the world of finance kicks in as it does for many other people when they encounter certain words. As it is in thematic cartography, so it is in thematic […]