Lord & Taylor Credit Card Review

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While the current reality surrounding Lord & Taylor might hold no weight, the old days remain a glory to share.

This Lord and Taylor credit card review will uncover in detail, the credit card’s benefits, fees, interest rates, and required credit.

Let’s talk about the good old days!

Lord & Taylor Credit Card Features

Here’s a brief rundown of the key credit card features:

  • Receive $10 in rewards back after spending $200 at Lord & Taylor
  • Get a 15% discount on your orders on the first day of using your credit card
  • Access to exclusive events and promotions
  • Receive a bonus on your birthday via email
  • Promotional financing on eligible merchandise
  • Receipt-free returns
  • Spend $1,000 in a year with your credit card and unlock more benefits.

Where Can I Use Lord & Taylor

Lord & Taylor’s credit card is not connected to major payment networks (such as Visa or MasterCard) – this means that you can use it only at Lord & Taylor. Same as other store-branded credit cards. This card comes with a zero annual fee and a staggering APR of 27.24%. Nonetheless, you need to have only a fair credit in order to apply for this store card.

What Do I Stand To Benefit From Using Lord & Taylor Credit Card?

As mentioned earlier, Lord & Taylor credit card comes with a zero annual fee and a staggering APR of 27.24%. Additionally, you’ll get $10 back for every $200 spent, which amasses to a 5% reward rate. 

Among other standouts, you’ll also get a 15% discount on all merchandise on Lord & Taylor stores on the first day of your card activation. 

Same as many other store cards, this card also offers access to exclusive promotions and events, as well as a bonus surprise. Also, you will be able to make product returns without receipts. Besides, there are also promotionalfinancingoptions, but there is little information about this matter. However, it is only known that such financing is limited only to certain (eligible) products.

The benefits to be accrued as listed above makes Lord Taylor card a pleasurable offer for loyal customers.

How To Apply For Lord & Taylor Credit Card

To get the Lord Taylor card, you need to submit an online application form just by visiting their website and following the outlined steps below.

Step by step outline:

  • On that page, you should click on the “Apply Now” button under “NOT A CARDMEMBER?”
  • Right after that, you will get to see the page with an application form – that’s the place where you can apply for the card.
  • Fill out the form with the correct particulars.
  • On the next page, you can review the information you’ve provided and click on continue when you’re done.
  • Right after that, you will get to see the page with an application form – that’s the place where you can apply for the card.
  • After that, it is likely that you will get to see the result of your application on the next page. In rare cases, however, the bank might need a few extra days to consider your application.

Before you move to obtain Lord & Taylor credit card, be sure you’re a U.S resident and over 18 years. Also, ensure you have a 650 to 850 credit score.

Is Lord & Taylor Credit Card Legit

The Lord & Taylor Credit Card can only be used for merchandise and services in Lord & Taylor stores and at lordandtaylor.com. 

While the Lord & Taylor credit card might be real, the future of Lord & Taylor as a business is somber and in total disarray. As a matter of fact, Lord & Taylor filed for bankruptcy in August 2020. Consequentially, Lord & Taylor will permanently close its remaining 38 stores and shut down its website. It is currently holding going-out-of-business sales in stores and online.

Last Words

Not even Lord & Taylor — one of the oldest and most beloved department stores in America — seems to be able to stand the test of time bI hope to see a rebirth.

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